# MLRO Thailand at Xendit

> Thailand · Unspecified · Other · open. Source: https://alderhq.app/jobs/greenhouse%3Axendit%3A8036633003 (read 2026-11-03).

## Facts (observed)

- Company: [Xendit](https://alderhq.app/companies/xendit)
- Location text: Bangkok, Thailand; Thailand
- Where it can be done from (inferred): Thailand (evidence: "Location: Bangkok, Thailand; Thailand")
- Posted: 2026-11-03 (1 days ago)
- First seen by alder: 2026-11-03 · last verified: 2026-11-03
- Reposted: 0 times · edited: 0 times
- Apply on the employer's site: https://job-boards.greenhouse.io/xendit/jobs/8036633003

## Pay and sponsorship

- Posted pay: not posted

## Description (the employer's text)

Xendit is an enterprise payments platform powering complex financial operations across Southeast Asia and global markets. We provide a unified API layer combining payment processing, global payouts, localized FX, identity compliance, and fraud protection. As a trusted financial partner backed by top-tier global investors, Xendit processes high-throughput transaction flows for leading global platforms including Meta, Traveloka, ByteDance, Wise, and Grab, building resilient payment infrastructure to drive regional commerce forward.

### Role Purpose

The MLRO is the appointed Anti-Money Laundering and Counter-Terrorism Financing (AML/CFT) officer responsible for the design, implementation and ongoing effectiveness of Xendit Thailand's AML/CFT, sanctions and financial crime compliance framework. The role acts as the primary liaison with the Anti-Money Laundering Office (AMLO), law enforcement agencies and other regulators e.g. Bank of Thailand (BOT).

### Key Responsibilities

### Country Office Responsibilities

### TH operations Responsibilities

- Act as the appointed MLRO and maintain overall accountability for the AML/CFT framework and a point of contact to AMLO.
- Develop, implement and continuously enhance AML/CFT, sanctions, fraud and financial crime policies.
- Perform enterprise-wide AML/CFT risk assessments and ensure mitigating controls remain effective.
- Lead regulatory inspections, audits and information requests from AMLO and other authorities.
- Provide AML/CFT advisory support for new products including payment gateway, direct acquiring, payment orchestration, payouts, remittance (where applicable), QR payments and cross-border services.
- Prepare AML/CFT MI reports, KRIs and Board/Management Committee reporting.
- Lead remediation actions arising from audits, regulatory reviews and internal assessments.
- Develop & Oversight AML/CFT training programmes and foster a strong compliance culture.
- Responsible for AML reporting & support BOT regulatory reporting.
- Oversee Customer Due Diligence (CDD), Enhanced Due Diligence (EDD), ongoing monitoring and customer risk rating.
- Handle escalations from the Merchant Operations (MO) team regarding onboarding of merchants.
- Handle name-screening escalations from L1 analysts during real-time monitoring.
- Handle escalations from L1 analysts during post-transaction monitoring.
- Review STR investigations escalated from L1 analysts and prepare Suspicious Transaction Reports (STRs) and regulatory filings to AMLO.
- Govern sanctions screening (customer and transaction), adverse media screening, and PEP reviews.
### Key Qualifications

- Bachelor's degree in Law, Finance, Business, Risk Management, Compliance or related discipline.
- At least 8 years' experience in AML/CFT, financial crime compliance or regulatory compliance within banks, payment service providers, fintech or financial institutions.
- Experience engaging directly with AMLO or other financial regulators.
- Strong knowledge of the Payment Systems Act, AMLO AML/CFT requirements, sanctions obligations and relevant international standards (FATF).
- Professional certification such as ACAMS, ICA or equivalent is preferred.
### Core Competencies

- Strong regulatory judgement and risk management mindset.
- Excellent stakeholder management and communication skills.
- Commercially minded while maintaining regulatory independence.
- Ability to work effectively in a fast-paced fintech environment.
- High integrity and sound ethical standards.
### Authority

The MLRO has authority to escalate material AML/CFT issues directly, Head of Compliance, senior management and the Board, request information from all business units, require remediation of AML/CFT control weaknesses, and independently determine STR filing decisions in accordance with applicable laws and regulations.

### Key Regulatory References

- Anti-Money Laundering Act B.E. 2542 (as amended)
- Relevant AMLO Notifications
- Bank of Thailand regulations applicable to Payment Service Providers
- FATF Recommendations

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Data: alder (https://alderhq.app). Cite https://alderhq.app/jobs/greenhouse%3Axendit%3A8036633003 and the date you read it. Observed facts come from the employer's own listing; location reach, level, family and skills are inferences.