# AFC Manager - SAR Delegate Lead \| MLRO France at N26

> France · Staff · Other · open. Source: https://alderhq.app/jobs/greenhouse%3An26%3A8333692 (read 2026-11-05).

## Facts (observed)

- Company: [N26](https://alderhq.app/companies/n26)
- Location text: Paris; Paris
- Where it can be done from (inferred): France (evidence: "Location: Paris; Paris")
- Posted: 2026-10-30 (6 days ago)
- First seen by alder: 2026-11-02 · last verified: 2026-11-04
- Reposted: 0 times · edited: 0 times
- Apply on the employer's site: https://n26.com/en-eu/careers/positions/8333692?gh_jid=8333692

## Pay and sponsorship

- Posted pay: not posted
- Market band for similar posted roles (Paris, n 11): p25 €80k, median €93k, p75 €114k

## Description (the employer's text)

### About the Opportunity

We’re looking for a motivated and experienced AFC SAR Delegate Lead to oversee and drive our suspicious activity investigation and reporting framework for the French market.

This role is ideal for a hands-on compliance leader with deep investigation expertise who’s passionate about developing people, establishing robust 2nd LoD standards, and ensuring regulatory excellence. You’ll play a pivotal role in strengthening our Anti-Financial Crime operations, actively managing BAU MLRO queues, and serving as a key partner to the French MLRO and local authorities. Working closely with our AFC Leadership and cross-functional teams, you’ll ensure consistent execution of AML/CTF policies, continuous refinement of review processes, and proactive mitigation of financial crime risk across the business.

### In this role, you will

- Lead and oversee compliance with reporting and investigating possible instances of money laundering, suspicious activity, terrorist financing or fraud.
- Management, coordination, motivation and guidance for the French SAR Delegate Team.
- Participate in people management tasks (incl. interview processes and development of team members).
- Design, write and implement the working framework (incl. procedures and processes) for the 2nd LoD French SAR Delegate Team, including setting a working standard and clear instructions for documenting MLRO review cases and SAR approvals in a clear and uniform manner.
- Act as SPOC for AFCO SMEs with regard to the SAR review and investigation review process.
- Active management and ownership of the BAU MLRO queues.
- Provide ongoing and ad-hoc support on AML and CTF queries (both from internal and external stakeholders).
- Assist the French MLRO and (co-)decision-taking in the following areas: SAR, RFI, PEP, EDD and CRR.
- Assist with the identification, evaluation, monitoring and mitigation of operational risks with respect to AML and CTF processes and proactively suggest improvements.
- Support the French MLRO in steering AML and CTF BAU requirements and regulatory imposed projects.
- Support the French MLRO in reporting to the Management Board, Supervisory Board and national competent authorities.
- Ensure strategic cohesion of AFC strategy with N26 strategy.
- Support the business to understand and address AML and CTF risk.
- Devise and review relevant training to AFCO, business and its partners.
- Review Marketing materials to ensure compliance with AML and CTF requirements.
What you need to be successful:

Background:

- Graduated in law (Ecole de droit/Master II) or from a Grande Ecole - or alike.
- Professional experience gained in anti-financial crime, with at least 5 years of experience
- Proven experience in operational functions, including investigation, and SAR drafting but also transaction monitoring, sanctions and adverse media screening
- Proven experience in team management and mentoring
### Skills

- Proven ability to manage, coach and mentor people.
- In-depth knowledge of European and French regulations on Financial Crime (KYC, AML, terrorism financing, fraud, tax evasion, sanctions…).
- Deep investigation expertise.
- French as mother tongue, fluency in French and English spoken and written.
- Excellent written skills in French.
- Excellent communication skills and ability to work with a wide variety of stakeholders.
- Proven ability to liaise with the French Authorities.
- Hardworking, strong team player, benevolent and resilient.
- Diligent and reliable, solution driven and committed, ability to work under pressure.
- Strong analytical, advisory skills, high quality standards and attention to detail.
- You have a hands-on mentality and take ownership.
- You should enjoy a fast-paced working environment, show high willingness to learn and work autonomously to grasp new topics.
### Traits

- Passionate about people.
- Actively help yourself (and others) to be successful.
- Continuously learn and challenge the status quo.
- Think globally, act locally.
- Benevolent and demanding.
At N26, you’ll be part of a forward-thinking, multicultural environment where innovation and compliance go hand in hand. You’ll lead impactful work that safeguards our customers and helps shape the future of compliant digital banking across Europe.

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Data: alder (https://alderhq.app). Cite https://alderhq.app/jobs/greenhouse%3An26%3A8333692 and the date you read it. Observed facts come from the employer's own listing; location reach, level, family and skills are inferences.