# Manager of Business Analytics - Non-Prime Installment Loan at Koalafi

> Remote · United States · Manager · Analytics / Data science · open. Source: https://alderhq.app/jobs/greenhouse%3Akoalafi%3A5986399004 (read 2026-11-15).

## Facts (observed)

- Company: [Koalafi](https://alderhq.app/companies/koalafi)
- Location text: Remote (US), Arlington, VA or Richmond, VA; Arlington, Virginia; Richmond, VA
- Where it can be done from (inferred): Remote · United States (evidence: "Location: Remote (US), Arlington, VA or Richmond, VA; Arlington, Virginia; Richmond, VA")
- Posted: 2026-05-01 (198 days ago)
- First seen by alder: 2026-11-02 · last verified: 2026-11-12
- Reposted: 0 times · edited: 1 times
- Apply on the employer's site: https://boards.greenhouse.io/koalafi/jobs/5986399004?gh_jid=5986399004
- Skills listed (inferred): Python, SQL

## Pay and sponsorship

- Posted pay: not posted
- Market band for similar posted roles (Washington DC, n 75): p25 $98k, median $122k, p75 $143k

## Description (the employer's text)

At Koalafi, we believe in a world where no one has to put an important purchase on hold. That’s why we’re making it easier for more people to pay for big purchases over time.

Retailers across the country rely on us to offer flexible lease-to-own financing to their non-prime consumers, while increasing sales and strengthening customer loyalty. Their 2M+ customers love us because we provide a flexible way for them to make payments and give them an opportunity to improve their credit. Our 200+ Koalafi teammates enjoy inspiring and challenging work that accelerates their careers.

Interested in learning more about how we’re transforming the financing experience and joining our team?

What You’ll Do

Koalafi is expanding beyond lease-to-own by launching a non-prime installment loan product that will diversify our portfolio and accelerate growth in select states and verticals. The Manager of Business Analysis will play a central role in designing and operationalizing the company’s risk management framework for this new product. The role will lead development of core risk policies, build a robust monitoring and reporting suite, and execute ad hoc analyses that support product development, pilot rollout, and scaling. This person will be a key cross-functional partner to Product, Engineering, Compliance/Legal, Operations, and Finance. This is an individual contributor role, with a path to people leadership as the Non-Prime Installment Loan portfolio scales.

Risk Policy Development & Governance

- Lead drafting and iteration of risk management policies and standards supporting the non-prime installment product, including credit policy (eligibility, underwriting strategy, line assignment, and pricing inputs)
- Translate policy intent into operational procedures and control requirements
- Establish a lightweight governance cadence for policy review/changes and maintain a living policy repository with change logs
Monitoring Suite & Risk Reporting

- Design and implement a monitoring framework for the new product that includes:
- Risk appetite metrics and early-warning indicators (origination mix, approval rates, early DQ, roll rates, fraud rate, payment failure rates, complaint rate, etc.)
- Cohort/vintage tracking and performance segmentation (state, vertical, channel, merchant, score band, income/DTI bands, etc.)
- Build a recurring executive reporting pack for the leadership team and create self-serve dashboards for day-to-day decision making.
Product Launch Support & Cross-Functional Influence

- Support product design decisions by quantifying trade-offs among risk, approval rate, unit economics, and customer experience (e.g., pricing sensitivity, repayment term structures, down payment requirements, etc.).
- Conduct targeted analyses to inform rollout strategy by state and vertical, including regulatory-driven constraints and operational readiness.
- Partner with Product and Engineering on test design and evaluation (A/B tests, pilots, phased rollouts), including measurement plans and success criteria.
- Drive clarity in decision-making: define owners, timelines, and expected deliverables; keep stakeholders aligned through launch milestones.
About You (Qualifications)

- Bachelor’s degree required, in a quantitative field such as Statistics, Mathematics, Economics, Business, or Engineering preferred
- 5+ years of experience in an analyst, data science, or consulting role
- Proficiency in Excel, SQL, and Python for data analysis
- Exceptional attention to detail and problem-solving skills
- Ability to create a strategic agenda and execute against it
- Desire to work in a fast-paced, dynamic entrepreneurial environment
- Strong written and verbal communication skills
Preferred Qualifications

- 3+ years of experience in credit risk analytics
- Experience in consumer financing industry, such as credit cards, personal loans, auto loans, BNPL, or similar field
- Experience with a financial product launch and/or scaling post-launch
Location: Richmond, VA; Arlington, VA; or Remote (U.S.). Associates near one of our office locations may work in-office, hybrid, or remotely. Remote opportunities are available to candidates throughout the United States.

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Data: alder (https://alderhq.app). Cite https://alderhq.app/jobs/greenhouse%3Akoalafi%3A5986399004 and the date you read it. Observed facts come from the employer's own listing; location reach, level, family and skills are inferences.
