We are looking for an experienced AML Officer to support AML/KYC activities relating to IMC’s crypto counterparties and digital asset business activities.

This role requires a strong understanding of AML/CTF risks associated with crypto markets, including exposure to high-risk counterparties, complex ownership structures, sanctions risk and enhanced due diligence requirements. The successful candidate must be capable of independently conducting risk assessments, challenging counterparties where necessary and applying a pragmatic, risk-based approach in a fast-moving environment. The role requires strong analytical judgement and the ability to independently assess and challenge complex counterparty risks in a fast-moving and evolving regulatory environment. You will combine analytical work with direct interaction with counterparties, front office teams and internal stakeholders.

Your Core Responsibilities

AML/KYC Counterparty Reviews

Perform customer due diligence (CDD) and periodic reviews for crypto counterparties
Conduct risk-based counterparty reviews with exposure to enhanced due diligence (EDD) requirements
Analyze complex ownership and control structures, including offshore and layered structures where relevant
Assess AML/CTF and sanctions risks associated with counterparties, products and jurisdictions
Manage escalations relating to high-risk counterparties and onboarding matters
Conduct independent AML/KYC risk assessments and determine appropriate risk classifications
Prepare high-risk cases and escalation memos for senior stakeholder approval

Screening & Risk Analysis

Conduct adverse media and sanctions screening using relevant screening tools
Identify and assess AML/CTF and sanctions-related red flags associated with crypto counterparties and digital asset activities
Review wallet-related information and blockchain intelligence outputs where applicable
Provide AML/CTF subject matter expertise on onboarding and counterparty risk matters

Stakeholder & Counterparty Engagement

Engage directly with counterparties regarding AML/KYC requirements and documentation requests
Work closely with Trading, Legal, Compliance and operational teams on onboarding and risk matters
Provide practical AML guidance to internal stakeholders on crypto-related risks and controls
Governance & Regulatory Support
Support AML/KYC enhancement initiatives and control improvements
Draft and maintain AML/CTF policies, procedures and guidance materials
Assist with internal audits, regulatory reviews and remediation actions
Remain current on AML/CTF regulatory developments, sanctions frameworks and industry expectations relevant to digital assets

Governance & Regulatory Support

Support AML/KYC enhancement initiatives and control improvements
Draft and maintain AML/CTF policies, procedures and guidance materials
Assist with internal audits, regulatory reviews and remediation actions
Remain current on AML/CTF regulatory developments, sanctions frameworks and industry expectations relevant to digital assets

Key deliverables

Timely and accurate completion of CDD analyses and periodic counterparty reviews
Effective handling of counterparty KYC requests and communications
Risk-based analysis of adverse media and sanctions screening alerts
Reliable and well-documented AML transaction monitoring
Up-to-date compliance policies, procedures, and documentation

Your Skills and Experience

4+ years of AML/KYC/CDD experience within crypto, trading, banking, payment institutions or other regulated financial institutions
Strong understanding of enhanced due diligence (EDD) requirements and risk-based AML/KYC assessments
Prior familiarity with AML/CTF risks and typologies relevant to digital assets and crypto markets is preferred (but not mandatory)
Experience conducting independent risk assessments and exercising sound judgement
Familiarity with crypto transaction tracing and wallet screening tools is preferred
Knowledge of relevant AML/CTF legislation, including sanctions frameworks
Experience dealing with complex legal entity structures and institutional counterparties