# Head of Underwriting at Pylon > Hybrid · United States · Director+ · Other · open. Source: https://alderhq.app/jobs/ashby%3Apylon%3Af85031bb-296d-4630-b2de-ca29060de779 (read 2026-11-07). ## Facts (observed) - Company: [Pylon](https://alderhq.app/companies/pylon) - Location text: Onsite Hybrid - Palo Alto (CA), New York City (NY), or Phoenix (AZ) - Where it can be done from (inferred): Hybrid · United States (evidence: "Location: Onsite Hybrid - Palo Alto (CA), New York City (NY), or Phoenix (AZ)") - Posted: 2026-09-15 (53 days ago) - First seen by alder: 2026-11-02 · last verified: 2026-11-04 - Reposted: 0 times · edited: 0 times - Apply on the employer's site: https://jobs.ashbyhq.com/pylon/f85031bb-296d-4630-b2de-ca29060de779 - Skills listed (inferred): Ruby/Rails ## Pay and sponsorship - Posted pay: not posted - Market band for similar posted roles (SF Bay Area, n 819): p25 $214k, median $254k, p75 $293k ## Description (the employer's text) ### About Pylon America’s $13T mortgage market is one of the most important financial systems in the world. It underwrites the middle class and is the mechanism through which millions of families build wealth. But while every other financial instrument has been simplified to an API call, mortgages are still assembled by hand. We started from zero and created the first vertically integrated mortgage platform that turns origination into a single API. Publicly traded companies and the country’s largest originators are already building on Pylon. Revenue is compounding monthly. We’re backed by Peter Thiel, Conversion Capital, QED, Citi, Fifth Wall, and the founders of Ramp, Blend, and Mercury. Working at Pylon isn’t for those seeking comfort. The people who thrive here have high agency, strong opinions, and a track record of delivering outcomes without direction. Many of us are former founders. We move quickly, challenge each other directly, and take full ownership of results. It’s hard work, but it will be worth it. Join us in building America’s mortgage rails. ### Role Overview Pylon is building software-driven, real-time mortgage underwriting. Our Decisioning engine evaluates borrower data and underwriting guidelines to automate credit decisions that traditionally move through manual underwriting queues. As Head of Underwriting, you will bring the judgment of a world-class underwriting organization into that system. This is not a mandate to build a large conventional underwriting department. You will own the domain expertise, controls, exceptions, quality, and feedback loops that let Pylon safely automate more underwriting over time. ### Responsibilities Own underwriting domain expertise, quality, policy interpretation, and exception handling. Review complex or unsupported scenarios and define how they should be handled going forward. Translate underwriting guidelines and expert judgment into requirements Product and Engineering can encode into Pylon's Decisioning platform. Identify recurring conditions, reviews, and escalations that should be automated or eliminated. Establish QA, monitoring, override, and escalation mechanisms for automated decisions. Partner closely with Processing, Compliance, Capital Markets, Account Management, Product, and Engineering. Build metrics around automated decision coverage, manual-review rate, decision time, conditions, exceptions, overrides, and defects. Help expand product and guideline coverage without sacrificing credit quality. ### Qualifications Significant mortgage underwriting and underwriting-leadership experience. Strong preference for scaled wholesale lending experience. Experience operating at hundreds or thousands of loans per month. Excellent credit judgment and deep knowledge of underwriting guidelines and exceptions. Ability to make implicit domain expertise explicit and systematic. Strong process and quality orientation. Comfortable working directly with technical teams in a rapidly evolving environment. ### What success looks like A growing percentage of Pylon loans receive fast, consistent decisions without routine manual underwriting. Human experts concentrate on genuinely difficult scenarios, automated decisions remain high quality, and every recurring manual judgment creates an opportunity to improve the Decisioning platform. --- Data: alder (https://alderhq.app). Cite https://alderhq.app/jobs/ashby%3Apylon%3Af85031bb-296d-4630-b2de-ca29060de779 and the date you read it. Observed facts come from the employer's own listing; location reach, level, family and skills are inferences.