About Lendable

Lendable is on a mission to build the world's best technology to help people get credit and save money. We're building one of the world’s leading fintech companies and are off to a strong start:

One of the UK’s most exciting unicorns with a team of over 800 people

Among the fastest-growing tech companies in the UK

Profitable since 2017

Backed by top investors including Balderton Capital and Goldman Sachs

Loved by customers with the best reviews in the market (4.9 across 10,000s of reviews on Trustpilot)

So far, we’ve rebuilt the Big Three consumer finance products from scratch: loans, credit cards and car finance. We get money into our customers’ hands in minutes instead of days.

We’re growing fast, and there’s a lot more to do: we’re going after the two biggest Western markets (UK and US) where trillions worth of financial products are held by big banks with dated systems and painful processes.

Join us if you want to

Take ownership: you are trusted to make decisions that drive a material impact on the direction and success of Lendable from day 1

Work in small teams of exceptional people: Lendies are relentlessly resourceful. We challenge the status quo to solve problems and find smarter solutions

Build the best technology in-house: we use new data sources, machine learning and AI to make machines do the heavy lifting

What you'll do

Strategic Financial Planning: Collaborating with senior management to develop and execute treasury strategies aligned with our business objectives. You will provide expert guidance on liquidity management, capital allocation, and risk mitigation to optimize our financial performance.

Treasury Operations: Overseeing the operational aspects of treasury, including cash management, foreign exchange, and hedging activities. You will work closely with cross-functional teams to streamline processes, enhance efficiency, and leverage technology to automate treasury operations.

Cash Flow Management: Overseeing the day-to-day cash flow operations, including forecasting, monitoring, and reporting. You will ensure that our liquidity needs are met efficiently, minimizing idle cash and maximizing investment opportunities.

Treasury Portfolio Management: Work with Capital Markets to establish optimum investment strategy for Treasury assets. Source, evaluate and manage portfolio investments.

Risk Management: Implementing robust risk management practices to safeguard our financial position. You will assess and mitigate financial risks, such as interest rate, liquidity, and credit risks, while ensuring compliance with regulatory requirements in both the UK and US markets.

Stakeholder Management: Building and maintaining strong relationships with internal and external stakeholders, including regulators, auditors, and investors. You will effectively communicate our treasury strategies, financial performance, and risk management practices to ensure transparency and trust.

Team Leadership: Leading and developing a lean high-performing treasury team, fostering a culture of collaboration, innovation, and continuous improvement. You will provide guidance, mentorship, and support to empower your team members to excel in their roles.

What we’re looking for

Proven experience in treasury management, within the consumer lending space or a asset-backed treasury business.

Strong knowledge of UK and US financial markets, regulations, and best practices.

Proven track record in strategic financial planning, cash flow management, and risk mitigation.

Excellent analytical and problem-solving skills, with the ability to make data-driven decisions.

Expertise in treasury operations and systems implementation and management.

Exceptional communication and interpersonal skills, with the ability to influence and build relationships at all levels.

Strong leadership capabilities, with a passion for developing and motivating teams.

Excited about the opportunity to work in an entrepreneurial environment and have a real impact on the business

Professional qualifications such as ACT, CFA, or ACCA are desirable.